Mortgage solutions
One application. Access to more than fifty lenders.
Whether the file is a clean prime purchase or a complex private deal closing in ten days, it gets the same treatment: real options, honest math, and a plan for what happens at renewal.
Residential Mortgages
Purchases, refinances, renewals, equity take-outs and second properties across BC.
- —Purchase & pre-approval
- —Refinance and debt consolidation
- —Renewal negotiation
Commercial Mortgages
Multi-family, mixed-use, retail, industrial and small-business owner-occupied financing.
- —Multi-family & mixed-use
- —Owner-occupied commercial
- —Construction & bridge
Prime Lending
Best-rate mortgages from the major banks, credit unions and monoline lenders.
- —Lowest available rates
- —Flexible prepayment terms
- —Portable & assumable options
Alternative (B) Lending
For self-employed income, bruised credit, or a story a bank template can't read.
- —Stated & self-employed income
- —Credit rebuilding plans
- —New-to-Canada programs
Private Mortgages
Fast, equity-based capital when timing matters more than rate — with a clear exit plan.
- —Quick closings
- —1st and 2nd mortgages
- —Defined 12-month exit strategy
First-Time Home Buyers
Step-by-step guidance from budget to keys, including every incentive you qualify for.
- —Down payment planning
- —FHSA & RRSP Home Buyers' Plan
- —BC PTT exemption
First-time buyers
From “can we even afford this?” to keys in hand
Down payment strategy, the stress test, PTT exemptions, and a pre-approval that realtors take seriously.
Commercial
Financing that respects the deal timeline
Multi-family, mixed-use and owner-occupied commercial financing with lenders who actually fund in the BC interior.
Not sure which door you fit through?
Send your situation over. You'll get a straight answer, not a sales pitch.