Calculators
Run your numbers before you talk to anyone
Built on Canadian semi-annual compounding, current down payment rules, CMHC premium tiers and BC property transfer tax — the same math a lender uses.
$
$
%
yrs
yrs
Payment frequency
Monthly payment
$3,350.92
Principal & interest on $600,000 at 4.59%
Mortgage amount
$600,000
CMHC insurance
$0
Not required (20%+ down)
Balance after 5 yrs
$527,560
Interest over amortization
$405,277
More tools from Mortgage Architects
My lending hub maintains a full calculator suite — payment schedules, renewal comparisons, land transfer tax by province and more. Open it in a new tab, then bring your numbers back here.
Results are estimates for planning purposes only and do not constitute an approval or an offer of credit. Rates, lender policy and government programs change.